Sell on credit without losing track of what you're owed
Give each customer a limit and a term, charge on credit from the point of sale, and Cuadra keeps the books: who owes you, how much, and since when. Reminders go out on their own over WhatsApp.
Cuadra lets you sell on credit to the customers you trust, without a notebook. Each customer gets a credit limit and a term in days; at checkout you choose "on credit" and the sale carries a due date instead of a payment. Then you record payments and they apply to the oldest documents first. The Accounts receivable report tells you who owes you, how much, and how many days late, and the customer gets reminders over WhatsApp or email before and after the due date. The invoice issued is the ordinary SAT one, in quetzales (GTQ).
What's included
A limit and a term per customer
Each customer gets their own limit and their own days to pay. Someone with no line can't buy on credit — nobody has to remember.
Charged from the same till
Pick the customer, mark it on credit, close the sale. You see what they owe and what's left on their line right there, before you decide.
Asks for authorization past the limit
If the sale goes past the line, Cuadra asks a manager for their PIN. The cashier keeps serving and the manager approves from where they are.
Payments that apply themselves
"Here's Q500 against my account" — the payment spreads from the oldest document forward, and each one clears in its turn.
Receivables, aged
A report sorted by who has owed you longest, with balances split into current, 1-30, 31-60, 61-90 and over 90 days.
Automatic reminders
Cuadra writes to the customer before the due date and follows up after, over WhatsApp or email, without you having to remember.
How it works
Set the line
On the customer's profile you set how much they may owe and how many days they have to pay.
Charge on credit
At the till you pick the customer, mark it on credit, and the sale carries its due date.
Record the payments
Every payment they make goes against their account, and Cuadra applies it to the oldest balance first.
Why it helps
- No more notebook: each customer's balance lives where the sale that created it lives.
- The limit holds on its own, even when two tills charge the same customer at the same moment.
- Your cash close balances: what was sold on credit shows separately, so nobody hunts a shortage that isn't there.
Common questions
Is a credit invoice different?
No. The ordinary SAT invoice is issued (or the small-taxpayer one, depending on your regime). The factura cambiaria is optional by law — the Commercial Code says the seller "may" issue one — and your customer's tax credit is identical on the ordinary invoice.What if a customer goes past their limit?
Cuadra doesn't let the sale through on its own: it asks a manager for their PIN, and the authorization covers exactly the amount they were shown. If the customer is blocked for non-payment, no PIN overrides that — it's resolved from their profile.What if they return something they haven't paid for yet?
The return comes off what they owe first, and money is only refunded for whatever exceeds that balance. Nobody gets cash back for something they haven't paid for.
See what you made today
Try Pro for 14 days with no charge and no NIT. Take your first sale today and see your numbers at close. Invoice with FEL only when you're ready.
14 days of Pro · No charge until day 15