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Bill the copay with FEL and send the rest to the insurer.

Register your carriers, each patient's policies, and per-line exemptions. The copay is billed with FEL and the rest is ready to claim, with no reconciling by hand.

Seguros is Cuadra's insurance-billing module for clinics. You register carriers, assign policies per patient, mark the copay and exempt lines, and bill the patient's share with FEL while the rest is claimed and tracked until the carrier pays, in Guatemala.

What's included

Carriers on file

Save each carrier with its NIT, default exemption, and payment terms so you never retype their details on an invoice.

Policies per patient

Each patient can hold up to three active policies —primary, secondary, and tertiary— with policy number, group, and expiry.

Per-line exemptions

Mark which lines the carrier covers and they go tax-exempt with a reason, without touching the rest of the bill.

Copay on the invoice

Set the copay on each line and that share is billed to the patient with FEL, while the carrier's portion stays exempt.

Tracked claims

Every insurance invoice opens a claim you move from submitted to approved, denied, or paid, with what you're owed and days overdue in view.

Insurance reports

See how much you bill to insurance versus patients and how much each carrier owes, with the average days they take to pay.

How it works

  1. Register your carriers

    Add each carrier with its NIT and payment terms once, in Settings.

  2. Assign the policy and mark the lines

    Pick the patient's policy, mark the lines the insurer covers, and set the copay on each one.

  3. Bill the copay and claim the rest

    The patient pays their copay with FEL and the claim for the rest stays open to track until it's paid.

Why it helps

  • No reconciling by hand: Cuadra splits the patient's copay from the carrier's share on every bill.
  • FEL done right: the copay is billed and covered lines go exempt, with no separate math.
  • No lost claims: see what each carrier owes you and how many days it's overdue.

Common questions

  • Is the copay billed with FEL?
    Yes. You set the copay on each line and that share is billed to the patient with FEL, while the portion the carrier covers stays IVA-exempt. It all comes out on one document, with no separate math, in Guatemala.
  • Can a patient have several policies?
    Yes. Each patient can hold up to three active policies at once —primary, secondary, and tertiary— with policy number, group, and expiry date, for clinics that work with several carriers in Guatemala.
  • How do I know what each carrier owes me?
    The insurance report and the claims list show what each carrier has submitted, approved, or paid, how much is still outstanding, and days overdue, so you collect on time in Guatemala.

See what you made today

Try Pro for 14 days with no charge and no NIT. Take your first sale today and see your numbers at close. Invoice with FEL only when you're ready.

14 days of Pro · No charge until day 15